Save More On International Money Transfers
PLAN YOUR INTERNATIONAL MONEY TRANSFER
International money transfers can help you pay for an overseas property, support family abroad or settle a business invoice. The right option depends on your currencies, the amount you need to send and when the recipient needs the funds. Start with our currency exchange reference rates to understand the market, then request a quote for your own transfer.
COMPARE THE TOTAL COST
An exchange rate is only part of the price. Check the amount you will pay, any transfer charges and the amount the recipient should receive. Ask whether an intermediary or receiving bank could deduct a fee. When comparing providers, use the same currency pair and transfer amount, and obtain quotes close together because rates can change.
Our international transfer comparison can help you decide which questions to ask. Do not treat an estimated saving as a promise. The final cost depends on the quote you accept, the payment route and any charges that apply.
UNDERSTAND REFERENCE RATES
The rates displayed on this website are daily reference rates, not executable transaction quotes. Check the date shown beside a rate. The rate offered for a payment may differ, and the amount shown in a calculator is an illustration until a provider confirms the terms.
For context, the Bank of England exchange-rate data provides reference information. A published reference rate is not a guarantee that a bank or transfer provider will offer that rate to you.
CHECK TIMING AND PAYMENT DETAILS
Before sending funds, confirm the recipient's name, bank details, destination currency and payment reference. Check those details through a trusted channel, especially if bank instructions have changed. Ask about payment cut-off times, weekends and public holidays. Delivery can also depend on identity checks and the receiving bank.
If your payment has a deadline, discuss it before committing. Keep a copy of your quote and payment confirmation. Never assume that a same-day estimate applies to every currency or destination.
PLAN FOR A FUTURE PAYMENT
A future property purchase or invoice may expose your budget to exchange-rate changes. Our guide to forward contracts explains one way of managing that uncertainty. Availability, deposits and contractual obligations vary, so ask for clear terms before agreeing to a product.
For help with your next step, contact our currency enquiry team with the currencies, approximate amount and intended payment date. Do not include passwords or full banking credentials in an enquiry.