Personal transfers

Send money abroad.
Keep more of it.

Whether you're supporting family overseas, paying foreign bills, or moving your life savings abroad — FXRates.uk gives you a better deal than your bank, every single time.

Why customers choose us

No transfer fees

We make our margin on the exchange rate — transparently. There are no additional transfer fees on top.

Up to 4% better than banks

High-street banks add a large hidden margin into their rates. We don't. On a £50,000 transfer, that could mean £2,000 more in your pocket.

Dedicated account manager

You get a real person — not a chatbot — who knows your situation and can advise on the best time to transfer.

Forward contracts

Lock in today's rate for a transfer up to 12 months away. Perfect if you know you need to send money but want protection against the rate moving against you.

Same-day transfers

For major currencies, once we receive your funds we can often deliver the same business day.

Secure & FCA authorised

Your funds are held in segregated client accounts regulated by the Financial Conduct Authority — completely separate from our own money.

Popular transfer routes

Whether you're supporting family, paying overseas bills, or moving abroad — we cover the routes that matter most to UK residents.

🇬🇧→🇪🇺

GBP → EUR

🇬🇧→🇺🇸

GBP → USD

🇬🇧→🇦🇺

GBP → AUD

🇬🇧→🇿🇦

GBP → ZAR

🇬🇧→🇨🇦

GBP → CAD

🇬🇧→🇳🇿

GBP → NZD

🇬🇧→🇦🇪

GBP → AED

🇬🇧→🇨🇭

GBP → CHF

Ready to stop overpaying your bank?

Join over 50,000 customers who already save money on every international transfer.