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TorFX review 2026: exchange rates, fees and service

TorFX is a well-established specialist currency broker with a strong reputation for personal service. Here's how they compare against the market.

TorFX vs Alternative FX Brokers: at a glance

Our verdict

TorFX is a well-established specialist currency broker with a strong reputation for personal service. Here's how they compare against the market.

For transfers under £1,000, the difference in rates may be modest. For transfers above £5,000 — such as property purchases, pension transfers, or regular business payments — the difference between using your bank and a specialist broker can easily reach hundreds or thousands of pounds.

All specialist brokers featured on FXRates.uk are FCA-authorised, hold client funds in segregated accounts, and are covered by the Financial Services Compensation Scheme (FSCS) where applicable.

How to get the best deal

1. 1. Compare live rates — Always get quotes from multiple providers before transferring.
2. 2. Calculate total cost — Include transfer fees and the exchange rate spread, not just the headline rate.
3. 3. Set a rate alert — Monitor the market and transfer when the rate reaches your target.
4. 4. Consider forward contracts — For large or future-dated transfers, lock in today's rate.

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Popular rates

• 🇬🇧 GBP → EUR 🇪🇺
• 🇬🇧 GBP → USD 🇺🇸
• 🇬🇧 GBP → AUD 🇦🇺
• 🇬🇧 GBP → CAD 🇨🇦
• 🇬🇧 GBP → INR 🇮🇳
• 🇬🇧 GBP → AED 🇦🇪

Related guides

• How to get the best exchange rate in 2026
• When is the best time to transfer money abroad?
• Currency broker vs bank: which gives you the better rate?

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