Currency transfer guides
Expert advice on getting the best exchange rates, managing currency risk, and saving money on international transfers.
Saving Money
How to get the best exchange rate in 2026
Getting the best exchange rate can save you hundreds or thousands of pounds on an international transfer. Here's everything you need to know to maximise your money.
Read guideCurrency broker vs bank: which gives you the better rate?
Your bank may be convenient, but it's almost certainly not giving you the best exchange rate. Here's how specialist currency brokers compare — and by how much.
Read guideProducts
Forward contracts explained: lock in today's exchange rate for a future transfer
A forward contract lets you lock in today's exchange rate for a transfer you plan to make in the future — protecting you from adverse rate movements.
Read guideCurrency limit orders: transfer automatically when your target rate is reached
A limit order lets you set a target exchange rate and transfer automatically when the market hits it — without monitoring rates 24/7.
Read guideBusiness
Currency risk management for UK businesses
Exchange rate movements can significantly impact business profitability. Effective currency risk management helps protect your margins and forecast with confidence.
Read guideInternational business payments: a complete guide for UK companies
Managing international business payments effectively reduces costs, eliminates currency risk, and improves cash flow for UK companies trading overseas.
Read guideHow to pay overseas staff in foreign currency
Paying international employees and contractors in their local currency requires a reliable, cost-effective FX solution. Here's how to set it up correctly.
Read guideHow to manage currency risk when invoicing in foreign currencies
Issuing or receiving invoices in foreign currencies exposes your business to exchange rate risk between invoicing and settlement. Here's how to manage it.
Read guideCurrency management for UK importers and exporters
For UK businesses importing goods or exporting products, exchange rate management is a critical part of financial planning and margin protection.
Read guideProperty
How to manage currency when buying property abroad
Buying overseas property involves large sums in foreign currency. The exchange rate you achieve can add or subtract tens of thousands of pounds from your budget.
Read guideHow to pay your overseas mortgage in foreign currency
Paying an overseas mortgage from UK income exposes you to monthly exchange rate risk. Setting up the right transfer structure can save you thousands per year.
Read guidePersonal
The cheapest way to send money to family abroad
Sending money to family abroad is one of the most common international transfer needs. Choosing the right method means more money reaches your loved ones.
Read guideTransferring your UK pension overseas: a currency guide
Retiring abroad means converting your UK pension income into your local currency every month. Optimising this process can significantly increase your retirement income.
Read guideHow to set up regular overseas payments at the best rate
Whether you're paying an overseas mortgage, pension, school fees, or maintenance costs, setting up regular currency transfers eliminates hassle and reduces costs.
Read guideHow to pay international school fees in foreign currency
International school and university fees can represent significant sums in foreign currency. Managing the exchange rate effectively can save thousands per academic year.
Read guideReady to save on your transfer?
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