Foreign Exchange Services
Complete foreign exchange services for UK clients
From one-off spot transfers to ongoing hedging strategies — FXRates.uk provides the full range of foreign exchange services that UK individuals and businesses need.
Explore your optionsOur FX services
Everything you need to manage your international currency requirements in one place.
Spot transfers
Exchange currency at today's live rate and transfer immediately. Ideal for time-sensitive payments.
Forward contracts
Lock in today's exchange rate for a transfer up to 24 months in the future. Protect against adverse rate movements.
Rate alerts
Set a target rate and receive an instant notification when the market hits your level.
Regular payments
Automate recurring international transfers at consistent, competitive rates. Perfect for mortgages and pensions.
Business FX
Dedicated dealing desk, bulk payments, hedging strategies, and international payroll solutions.
Property transfers
Specialist support for overseas property purchases. Large transfer expertise, forward contract guidance.
Regulated foreign exchange you can trust
FXRates.uk is authorised and regulated by the Financial Conduct Authority (FCA). All foreign exchange services provided through our platform are delivered by FCA regulated providers, with client money held in segregated accounts in accordance with FCA rules.
Unlike unregulated money transfer apps, FXRates.uk provides a fully compliant foreign exchange service with proper consumer protections. Our team adheres to strict anti-money laundering (AML) and Know Your Customer (KYC) requirements.
When you use FXRates.uk, you're dealing with a regulated financial services business — not a tech startup operating in a grey area. That distinction matters, especially for large or complex transfers.
Open your account in under 5 minutesReady to stop overpaying your bank?
Join over 50,000 customers who already save money on every international transfer.
Open Free AccountContact usSegregated fundsNo transfer feesSame-day availableDedicated account manager