Send money abroad from the UK

PLANNING AN OVERSEAS MONEY TRANSFER

Start with the recipient country, required currency and payment purpose. Confirm whether the recipient needs a particular amount after charges or whether you have a fixed sending budget. These are different requirements, and they can change which quotation is suitable. A country or city guide is a starting point for research, not a guarantee that every provider supports the payment route.

COMPARE LIKE-FOR-LIKE QUOTATIONS

Give providers the same currencies, amount and proposed transfer date. Ask about the exchange rate, transfer fees and possible charges from intermediary or receiving banks. Check the total leaving your account and the amount expected to arrive. Our money transfer comparison guidance explains why a headline rate alone is not enough to establish the complete cost.

CHECK INSTRUCTIONS AND TIMING

Verify beneficiary details independently, especially after an unexpected request to change bank information. Ask about business-day cut-offs, public holidays and any documents required before processing. Review our international transfer guides for further background. If your payment has a deadline, discuss your transfer requirements early rather than assuming immediate delivery. Do not send money until you understand the chosen provider's terms and have confirmed that the payment instructions are genuine.